English Chinese translation sample-Inward Remittance -Telegraphic Transfer -Introduction

（Edited by freelance Chinese translator li – English to Chinese translation or Chinese to English translation services- financial translation）

Overseas Remittance – Inward Remittance
Choose from one of the following: Telegraphic Transfer (T/T), Remittance settled in advance, Personal F/X Note Collection, Exchange of foreign currency Traveler Cheque, Money Gram- Personal F/X Inward Remittance
境外汇款——境外汇入
　　境外汇入的方式包括：电汇汇入、预结汇汇款、个人外汇票据托收、外币旅行支票代兑、速汇金个人外汇汇入，请您根据实际情况选择恰当的境外汇入汇款方式。

I. Telegraphic Transfer (T/T)
☆ Introduction
Inward remittance through T/T can be received once a current multi-currency account (Elite Club Account, Peony Money Link Card•e-age, Current All-in-one Account) is opened in ICBC. As a member of international clearing organization –SWIFT, ICBC offers fast multi-currency payment service for personal inward remittance leveraging its advanced F/X remittance and clearing system, powerful service network in the country and across the globe, as well as large pool of correspondent banks.
　　方式一：电汇汇入汇款
　　☆服务简介
　　您只要在工行开立了活期多币种账户（如理财金账户、牡丹灵通卡e时代、活期一本通等），即可接受境外电汇汇入汇款。中国工商银行作为国际swift清算组织成员，利用先进的银行外汇汇款及资金清算系统、强大的境内外服务网络和代理行资源，为您提供多币种的、快捷的个人境外汇入汇款的解付服务。

☆ Features
1. Multi-currency, wide coverage: Through ICBC, remittances can be received in freely-convertible currency (currencies with everyday quotes announced by ICBC) from countries and regions (HK, Macau and Taiwan) all around the world. Amongst, remittance can be credited into account without conversion if in the currency of ICBC foreign currency deposit. Remittance in freely-convertible currency not of savings currency can only be credited into account after settled against documentation submitted in accordance with settlement rules of State Administration of Foreign Exchange.
　　☆服务特色
　　1、多币种、多地区：通过我行，您可接收来自世界不同国家或地区（港澳台地区）、可自由兑换货币（以我行对外公布的每日牌价币种为准）的境外汇入款；但其中，我行可以经营外币储蓄存款的币种可以原币入账，非存款币种的可自由兑换货币需要您提供国家外汇局规定的有关结汇的证明材料合规办理结汇后方可入账。

2. Economical. ICBC does not collect any banking charges.
3. Easy: Once an ICBC current multi-currency account is specified (current All-in-one Account, Elite Club Account, E-Age Money Link Card) as the receiving account, ICBC will automatically credit the remittance into account when arrived. No need to collect in person.
　　2、实惠：我行不收取任何接收境外汇入款手续费。
　　3、轻松入账：只要提供我行的活期多币种账户（如活期一本通、理财金账户、e时代灵通卡）作为汇款接收账户，款项到达后将由我行自动为您办理入账手续，而无需您亲自前往。

4. Fast and timely: ICBC has detail guidance on overseas remittance, delivers the guidance to overseas remitter for reference. Inform the remitter to follow the guidance, making remittance simplest, economical and fastest.
5. Personal F/X remittance settled in advance: At the overseas ICBC branches where this service is available, overseas remitter can make remittance in foreign currency to domestic ICBC branches. Beneficiary receives the remittance in RMB in China. Conversion is at the rate quoted on the date of remittance in order to avoid exchange rate risk. (Details see Option 2: Remittance settled in advance).
　　4、汇款速度快，入账及时：当您接收境外汇入汇款之前，我行为您提供详细的境外汇款路线指引，您可将其提供给您境外的汇款人，并请该汇款人依据该指引将款项以最简单、经济、快速的汇给您。
　　5、提供个人外汇预结汇汇款服务：汇款人只需在我行提供此项服务的境外机构向境内工行机构汇入汇款，即可实现汇款人境外外币汇款、收款人境内人民币收款，汇率按汇出当日的汇率计算，有效规避汇率风险（详见方式二、预结汇汇款）。

☆ Service Channel
1. Remitter can send remittance to ICBC through banks in countries and regions around the world. Receiver can check the balance in receiving account at the Counter, through Telephone Banking or Internet Banking.
　　☆服务渠道
　　1、汇款人可通过世界各个国家和地区的银行往我行汇款，收款人则可通过柜台、电话银行或者网上银行方便的查询收款账户余额变化情况。

2. Remitter can remit at ICBC branches in Singapore, Tokyo, Seoul (Pusan), Luxembourg, Macau, ICBC (Asia) and ICBC (London) in Singapore dollar, Japanese yen, US dollar, Euro dollar, HK dollar and Sterling pound. Under this services, remitter can remit in foreign currency to domestic ICBC branches, and beneficiary receives the remittance in RMB in China. Conversion is at the rate quoted on the date of remittance in order to avoid exchange rate risk. (Details see Option 2: Remittance settled in advance ).
　　2、汇款人可通过我行新加坡分行、东京分行、汉城（釜山）分行、卢森堡分行、澳门分行、中国工商银行（亚洲）和中国工商银行（伦敦），办理新加坡元、日元、美元、欧元、港币和英镑多个币种项下的个人外汇预结汇汇款业务，实现汇款人境外外币汇款、收款人境内人民币收款，汇率按汇出当日的汇率计算，有效规避汇率风险（详见方式二、预结汇汇款）。