English Chinese translation sample-rollover account services-advantages

（Edited by freelance Chinese translator li – English to Chinese translation or Chinese to English translation services- financial translation）

☆ Advantages
1. Automatic cash management. Through automatic aggregation of idle money by system, "Rollover" account services effectively and conveniently manages cash to meet daily demand.

　　☆“利添利”账户理财业务有如下几个优点
　　1. 自动现金管理。“利添利”账户理财业务，通过系统自动实现闲散资金归集，满足客户日常现金需要，实现高效、便捷的现金管理。

2. Higher Yield. "Rollover" account services automatically use the idle money to buy money market fund or short-term debt fund with higher income expected than current savings deposit. Currently, annual yield rates of money market fund or short-term debt fund are all higher than the after-tax return rate of one-year fixed deposit.

2. 收益更高。“利添利”账户理财业务将闲置资金自动申购货币市场、短债基金或我行理财产品，预计可获得高于活期储蓄存款的收入。

3. Diversified investment choices. Customer can invest in many money market funds or short-term debt funds through signing "Rollover" Account Services Agreement. ICBC currently offers a diversified choice of 9 money market funds and short-term debt funds for investment.

　　3. 投资选择多样化。客户可以通过签订多款“利添利”账户理财协议，投资于多种货币市场、短债基金或我行理财产品，满足客户多样化的需求。

4. Effective tax evasion. Since income from personal investment in fund is exempted from tax, using excess money in current account to invest in money market funds and short-term debt funds can avoid income tax to a certain extent.

　　4. 有效避税。由于个人投资基金、理财产品的收入免税，将活期账户里多余的钱投资于货币市场或短债基金，还可以一定程度上规避利息税。

☆ Fund List
ICBC Credit Suisse Money Market Fund (Fund Code: 482002)
Huaan Cash Fuli Investment Fund (Fund Code: 040003)
China Southern Cash Profit Growth Fund （Fund Code: 202301）
Lion Money Market Securities Investment Fund (Fund Code: 320002)
GF Money Market Fund (Fund Code: 270004)
BOC International Money Market Securities Investment Fund (Fund Code: 163802)
CCB Principal Money Market Fund (Fund Code: 530002)
Boshi Steady Value (Fund Code: 050006)
China Southern Multi-interests Short-term Bonds Investment Fund (Fund Code: 202102)

☆ “利添利”账户理财业务产品列表
　　工银瑞信货币市场基金（基金代码：482002）
　　华安现金富利（基金代码：040003）
　　南方现金增利（基金代码：202301）
　　诺安货币市场基金（基金代码：320002）
　　广发货币市场基金（基金代码：270004）
　　中银货币市场基金（基金代码：163802）
　　建信货币市场基金（基金代码：530002）
　　博时稳定价值（基金代码：050006）
　　南方多利短债基金（基金代码：202102）

☆ Service Channel
ICBC business offices representing Fund Houses, Internet Banking.

　　☆服务渠道
　　请您到我行基金代理业务网点或网上银行办理“利添利”账户理财业务。