English Chinese translation sample-Defined Fund Investment Plan-Features

（Edited by freelance Chinese translator li – English to Chinese translation or Chinese to English translation services- financial translation）

☆ Features
First - Easy to apply, investment automatically. Once applied, ICBC automatically makes transfer for you every month. No need to worry when to subscribe, and a great convenience service to make investment.
　　☆服务特色
　　一快：手续简便、自动扣款。
　　您一次申请后，每月银行自动划账，您不必考虑申购时点，极大地方便了您的投资。

Second - Low starting amount, and low risk. Minimum purchase amount is only RMB 200 per month, which is not a great burden. More shares can be bought when fund's NAV declines and the less can be bought when NAV rises. In this way, investment cost and risk can be shared over time.
　　二低：起点低、风险低。
　　基金定投的最低申购额每月仅需200元，不会使您有过大经济负担。每月采取固定金额投资，当基金净值下跌,所购买的基金份额愈多；基金净值上升,所购买的基金份额愈少,由此产生平摊投资成本和降低风险的效应。

Third - Save for the Future. Expert service to Financing Management, ICBC User-friendly Services.
　　三多：坚持储蓄，积少成多；专家理财，受益良多；工行服务，便利更多。

Save for the Future: The reason why Defined Fund Investment Plan can "Save to the Millionaire"is due to that its compound interest effect is higher than savings deposit and Treasury bond.
　　坚持储蓄，积少成多：基金定投之所以能实现“小积累、大财富”的理财目标，关键在于其复利效应高于各种储蓄存款和国债。

Expert service to Financing Management: Launch of Constant Dollar Plan enables ICBC customers to participate in fund investment with small amount. Fund products selected under this plan all have distinctive investment performances and product features. Choice of investing in this type of selective mature products can bring more return. Further, all earnings from this Plan are totally tax-free.
　　专家理财，受益良多：基金定投的推出，实现了我行客户用较小金额便可参与基金投资的理财需求。我行基金定投业务选出的基金产品都具有突出的投资业绩或鲜明的产品特性，选择这类精选成熟产品，将为您带来更多收益。而且，您参加基金定投获得的投资收益完全免税。

ICBC Great Services: Currently, other sales agency in China can only deduct money on a fixed date every month. But ICBC allows customers to choose different dates in each month for deduction, providing more flexibility and tailor-made service.
　　工行服务，便利更多：目前国内其他代销机构只能固定在每月的某日划款，我行可由客户自主决定每月不同的划款日，划款弹性更大，给您提供了个性化的投资理财服务。