English Chinese translation sample-Book-entry T-Bond - Helpful Tips2

（Edited by freelance Chinese translator li – English to Chinese translation or Chinese to English translation services- financial translation）

7. Which cities that ICBC has opened book-entry bond service?
Currently, ICBC has opened OTC trading services at Tier-1 Branches and Direct Branches across the country. Service is available at all nationwide deposit and withdrawal ICBC Business Offices in major cites of all provinces (except Tibet).
　　7. 工商银行在哪些城市开办记账式债券业务？
　　目前，工商银行全国所有一级分行及直属分行均开办了债券柜台交易业务，所有省份（除西藏地区外）主要城市的通存通兑网点均可办理业务。

8. What are the ICBC service hours for OTC bond?
Every Monday to Friday, 10:00 – 15:30; Stop Trading Notice will be announced at ICBC Counter 2 working days in advance during national holidays or subject to Peoples' Bank of China Rules.
　　8. 工商银行受理柜台债券业务的时间？
　　每周一至周五：10：00---15：30，遇国家法定节假日或根据人民银行规定需要停止交易的，提前2个工作日在银行柜台发布公告。

9. How to open Bond Custody Account at ICBC?
Investor holding valid ID document should specify an ICBC current account with the same name opened in local area (as the bank account to trade OTC bond) and fill in Custody Agreement and Bond Account Application Form at the ICBC Business Office where this service is available. ICBC will open Bond Custody Account and issue "Bond Custody Account Card" to investor.
　　9. 如何在工商银行办理债券托管账户开户？
　　投资人应持有效身份证件并指定一个同户名的本地区内的工商银行活期存款账户（作为柜台债券交易的债券资金账户），到工商银行开办此业务的网点柜台，按要求填写托管协议书及债券账户业务申请表，由工商银行为投资人开立债券托管账户，并向投资人发放“债券托管账户卡”。

Valid identity document that individual investor should hold: ID Card or Temporary ID Card within validity period, Resident Registration Booklet, Military ID Card, Passport. Bank account designated by individual investor should be the matched RMB Savings Account of Peony Money Link Card. If someone opens the account on behalf, valid identity document of this person should be submitted as well.
　　个人投资人有效身份证件包括：居民身份证或有效期内的临时居民身份证、户口簿、军人证，护照等。个人投资人指定的资金账户应牡丹灵通卡对应的人民币储蓄账户。如需他人代开，需同时提交代理人有效身份证件。

Institutional investor should surrender: Company's Business License, Organizational Institution Code of Institutional Association, valid ID document of the Officer-in-charge. If the account opening company is a subsidiary branch, authorized written document from legal person has to be submitted as well. Bank account designated by institutional investor is the RMB settlement account in customer self-service card.
　　 机构投资人需向银行出示企业的营业执照、事业社团法人的组织机构代码证、经办人个人有效身份证件等；如开户单位为分支机构的，还应提交法人授权其开户的书面证明。机构投资人指定的资金账户应是客户自助卡中的人民币结算账户。

10. What are the fees that investor have to pay for signing up bond service?
(1) 10 Yuan for opening Bond Custody Account, a one-time fee collected by ICBC.
(2) 50 Yuan for each non-trade transfer, 20 Yuan for each custody transfer, investors only need to pay during non-trade transfer or custody transfer.
　　10. 投资人办理债券业务需交纳哪些费用？
　　投资人办理债券需交纳的费用包括：（1）托管账户开户费10元，这是投资人开立债券托管账户时由银行一次性收取的工本费。（2）非交易过户每次50元，转托管费每次20元，投资人只有在办理非交易过户或转托管时才交纳。

11. How investors apply for trading Bond? What are the procedures?
Investors should hold valid ID document, Bond Trading Card (Money Link Card for Personal, Customer Self-Service Card for Institutional Officer) and fill in Bond Buy/Sell Voucher at designated ICBC Business Office.
　　11. 投资人如何办理债券买卖交易？需办理哪些手续？
　　投资人持本人有效身份证件、债券交易卡（个人持牡丹灵通卡，机构经办人持客户自助卡），到银行指定网点，填写债券买入或卖出凭证即可办理债券买卖。

12. Any tax has to be paid for investment return from OTC bond trades?
According to Rules, no tax is levied on interest income from T-Bond investment.
　　12. 柜台债券交易投资收益是否交纳税金？
　　根据规定，进行国债投资获得的利息收入不用交纳所得税。